DownloadWelcome to the No. 1 digital banking savings bank in the industry! With the highest cumulative app downloads and users in the savings bank sector, as recognized by App Annie (as of December 31, 2023), we offer a comprehensive suite of services including deposits, cards, loans, financial services, credit management, and life services. Get ready to experience banking like never before!
Embark on a journey with our innovative 'Well Bang Walking Savings' program, where you can earn up to a 10% annual interest rate simply by walking! Achieve your step goals within the subscription period to enjoy preferential interest rates. It's a fun and healthy way to boost your savings!
New to our bank? Welcome aboard! Enjoy a special interest rate of up to 7% per year on your first transaction. This offer lasts for 30 days, giving you a head start on your savings journey.
Struggling with asset and liability management? Let 'Welcome My Data' help. Our service has already saved customers KRW 8,334.98 million through the nationwide interest reduction project (as of March 14, 2024). We'll collect and manage all your debts, inform you about potential transfer loans, and keep you updated on your credit management using our unique 'credit weather' feature.
Opening an account with us is a breeze. You can do it anytime, anywhere, 24/7, without needing a public certificate—just use pattern or fingerprint authentication along with a 6-digit authentication number. We offer dedicated accounts tailored for payers, office workers, and bosses, each with special benefits.
Don't miss out on the exclusive 'Wellbang Lounge' where you can enjoy prize benefits. Whether you're a loan or receiving customer, participate in 'Well Bank Walking' to earn daily and monthly rewards. Try your luck with 'Well Bang Lotto' or 'Well Bang Odd or Even' for a chance to win exciting prizes every week.
Simplify your financial life with our convenient services. Transfer funds easily by dragging and dropping account cards, check your total assets and savings goals on one page, and even verify your car's price using just the license plate number. Use our 'Automatic Payment' service for hassle-free utility bill payments and enjoy 'free credit management' that won't impact your credit score.
Stay secure with our electronic financial fraud prevention services, including "PC designation service," "2-channel authentication service," and "one-time authentication number," all in compliance with the Financial Supervisory Service’s guidelines.
Product Information
[Well-Bang Working Savings]
- Subscription target: individual customers
- Contract period: 12 months
- Payment amount: 10,000 won to 200,000 won per month
- Interest payment: lump sum at maturity
- Basic interest rate: 1.0% per year + preferential interest rate up to 9.0% per year
- Preferential interest rate conditions:
- Differential payment based on annual step count (up to 8.0%):
- 1 million steps: 1.0% per year
- 2 million steps: 2.0% per year
- 3 million steps: 3.0% per year
- 4 million steps: 8.0% per year
- Automatic transfer through our bank account at least 6 times: 1.0% per year
- Differential payment based on annual step count (up to 8.0%):
[WELCOME first transaction preferential term savings]
- Subscription target: individual customers
- Contract period: 12 months
- Payment amount: 10,000 won to 200,000 won per month
- Subscription conditions: within 30 days from the first deposit
- Interest payment: lump sum at maturity
- Basic interest rate: 3.7% per year + preferential interest rate up to 3.3% per year
- Preferential interest rate conditions:
- Automatic transfer through our bank account at least 8 times: 1.8% per year
- Average account balance of 500,000 won or more from the new date to the day before maturity: 1.5% per year
Common precautions: In accordance with the Depositor Protection Act, this deposit is protected up to 50 million won per person, including principal and interest. Always review the product description and terms before signing. You have the right to a thorough explanation of the product, so make sure you understand it before proceeding. Note that interest rates are subject to change; please check our website or app for the latest information.
Customer Center Operating Hours
- Loan: 1661-0001 (Weekdays 08:30 - 18:00)
- Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 - 18:00)
- Business operator: 1661-9300 (Weekdays 09:00 - 18:00)
- Financial fraud reporting night call center: 02-397-8600/8800
Wellbang App Permissions and Purposes
Required access rights:
- Storage space: for storing joint certificates, checking for OS tampering, submitting documents, and storing photos
- Phone: for identity and device verification, and consultation calls
- App activity: to collect app information and detect malicious apps to prevent electronic financial transaction incidents
Optional access rights:
- Contacts/Address Book: for contact transfer, sending SMS, purchasing coupons, and selecting recipients when recommending a friend (functionality may be limited if not consented to)
- Camera: for photo identification, face authentication, and document submission (functionality may be limited if not consented to)
- Photos and videos: for saving and collecting photos submitted as supporting documents (functionality may be limited if not consented to)
- Notification: to receive important notices, events, and promotions (functionality may be limited if not consented to)
Items for Investigation of Credit Disorderly Conduct
- Malicious app detection information, diagnostic information on detected malicious apps
Welcome Savings Bank Co., Ltd. CEO: Daewoong Kim
Business registration number: 120-87-93876
Welcome Savings Bank Compliance Officer Deliberation No. 3765 (2024.08.08~2025.08.07)
Reviewed by the Korea Federation of Savings Banks 2023-00710 (2023.06.22~2024.06.21)
What's New in the Latest Version 3.4.9
Last updated on Oct 22, 2024
- Improved app usage environment and stabilization
